如果成功申請債務重組，便可以按照個人的還款能力，與債主重新商議還債安排，同時避開破產，保留專業資格，以免對工作、信貸紀錄及個人聲譽帶來深遠影響。 So how exactly does an IVA affect your daily life? An IVA is really an insolvency Alternative and may have an effect on your funds in some ways. Your credit history score is afflicted for six several years, from the date the arrangement is ag... https://drp44544.bloggazzo.com/29249470/債務舒緩-for-dummies-drpiva-top